What To Know Before You Raise A 350,000-Pound Home 10 Feet In The Air

Insurance Requirements For Home-Elevation Contractors What are the insurance requirements for a contractor performing general home renovations in New Jersey? Every registered home-renovation contractor must maintain commercial general liability insurance with a minimum amount of $500,000 per occurrence. Don’t forget there are other insurance policies required by law, such as workers’ compensation and commercial auto […]

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Not All Property Is Equal

Not All Property Is Equal When Choosing The Right Insurance We recommend treating your “very important property” differently than the rest of your property. Lumping your “very important property” in with all other property doesn’t give it the respect it deserves. That’s why you should consider insuring it separately, or scheduling it under what we […]

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Builders Risk Policy

One Size Does Not Fit All efore you start a new contractor job this Spring, take a moment to review your builders risk policy. Your insurance policy that was sufficient for one job may not be for the next, leaving you without proper coverage. Since not every project is the same in scope or size […]

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What To Do If You’re Involved In An Accident

What do I do at the scene of the accident? If you’re involved in a motor vehicle accident, the first thing you should do is contact the police. If anyone is injured, give details to the police, then give the victims whatever help you can. To avoid injuring them further, try not to move them. If […]

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Earthquake Coverage Not Included In Homeowners Insurance Policies

Am I covered if an earthquake damages my home? Unless you’ve purchased specific earthquake coverage, you are not covered by a standard homeowners policy. So, any and all structural damage to the home and any loss of furnishings and/or personal possessions would not be covered. How does earthquake insurance work? Your homeowners policy excludes coverage […]

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How Does My Auto Insurance React To Pothole Damage?

If you have collision coverage, your auto insurance policy will cover damage caused by hitting a pothole. Potholes can impair alignment, ruin shocks and struts, puncture tires, bend wheel rims and damage other parts located under the auto. Since “collision means the upset of ‘your covered auto’ or a ‘non-owned auto’ or their impact with […]

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Thinking About Airbnb?

Consider the implications: Millions of people use house/ apartment share services every year. These services, like Airbnb, match hosts who are looking to rent their dwelling or room out for a short period of time with guests. By all accounts, the majority of the matches made by these services are matches made in heaven. Of […]

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