That is a really practical question and I think a lot of people run into the same issue.

A topic like this can easily turn vague, so it really helps when people describe the tradeoffs they faced and what mattered most in the end.

I think discussions like this get better when members share the exact situation they were dealing with instead of only speaking in general terms.

I think questions like this work best when members explain what changed their opinion over time.

It would be useful to hear different perspectives here instead of only one standard answer.

Threads like this can become really valuable when people share specific situations and not just broad advice.

This kind of question invites the sort of discussion that makes a forum feel genuinely active.

This feels like the kind of topic where real examples would make the thread much stronger.