What stands out to me here is how much context changes the answer. Two people can make different decisions for good reasons.

This is the kind of thread that can help a lot of readers later on.

In my experience, the most useful answers come from people who explain not only what they chose, but why they chose it and what they learned afterward.

Even after some time, this is still the kind of conversation that can help both new and experienced readers. The answer usually depends on budget, timing, personal priorities, and how much risk someone is willing to carry. That is why it helps when members revisit the thread and add updated thinking instead of only repeating the first impression.

Still one of the better threads on this topic.

I think discussions like this get better when members share the exact situation they were dealing with instead of only speaking in general terms.

Threads like this can become really valuable when people share specific situations and not just broad advice.

This kind of question invites the sort of discussion that makes a forum feel genuinely active.

This feels like the kind of topic where real examples would make the thread much stronger.

I think questions like this work best when members explain what changed their opinion over time.

It would be useful to hear different perspectives here instead of only one standard answer.