I came back to this because it is still relevant.

What stands out to me here is how much context changes the answer. Two people can make different decisions for good reasons.

I think this is exactly the kind of topic that can make a forum feel genuinely valuable. It invites real examples, different viewpoints, and the kind of explanation that search results often miss. The more members describe the details that shaped their decision, the more useful the thread becomes for future readers who are trying to think through the same issue.

This is one of those topics that sounds simple until you go through it yourself.

I think discussions like this get better when members share the exact situation they were dealing with instead of only speaking in general terms.

A topic like this can easily turn vague, so it really helps when people describe the tradeoffs they faced and what mattered most in the end.

This kind of conversation is useful because different members can reach different conclusions for good reasons, and that is often more helpful than one rigid answer.

It would be useful to hear how different members have handled this in real situations.

Threads like this usually become more valuable when people explain why their answer changed over time.

This is the kind of topic that could get strong replies if members share real examples instead of general opinions.