A topic like this can easily turn vague, so it really helps when people describe the tradeoffs they faced and what mattered most in the end.

I had this bookmarked and wanted to revisit it.

I think this thread still has value because it focuses on the practical side of the question rather than only repeating generic advice.

One reason I like threads like this is that they create space for practical thinking instead of just general advice. A lot of people only realize what really matters after they compare options, ask follow-up questions, or go through a real decision. When members explain the context behind their choice, the thread becomes far more useful for everyone reading later.

What I find helpful is when people compare what they expected at the beginning with what they understand now after more experience.

I would like to hear more real examples from members on this one.

This kind of conversation is useful because different members can reach different conclusions for good reasons, and that is often more helpful than one rigid answer.

It would be useful to hear different perspectives here instead of only one standard answer.

Threads like this can become really valuable when people share specific situations and not just broad advice.

This kind of question invites the sort of discussion that makes a forum feel genuinely active.

This feels like the kind of topic where real examples would make the thread much stronger.

I think questions like this work best when members explain what changed their opinion over time.