Still one of the better threads on this topic.

What stands out to me here is how much context changes the answer. Two people can make different decisions for good reasons.

What makes a discussion like this strong is not just the final answer but the reasoning behind it. People often discover that the right approach depends on timing, priorities, budget, or experience level. When members explain how their thinking changed, it gives the thread much more long-term value than a simple yes-or-no reply.

What I find helpful is when people compare what they expected at the beginning with what they understand now after more experience.

This kind of conversation is useful because different members can reach different conclusions for good reasons, and that is often more helpful than one rigid answer.

This kind of conversation is useful because different members can reach different conclusions for good reasons, and that is often more helpful than one rigid answer.

That is a really practical question and I think a lot of people run into the same issue.

Threads like this can become really valuable when people share specific situations and not just broad advice.

This kind of question invites the sort of discussion that makes a forum feel genuinely active.

This feels like the kind of topic where real examples would make the thread much stronger.

I think questions like this work best when members explain what changed their opinion over time.

It would be useful to hear different perspectives here instead of only one standard answer.