Curious whether anyone has a newer take on this now.

A topic like this can easily turn vague, so it really helps when people describe the tradeoffs they faced and what mattered most in the end.

This kind of conversation is useful because different members can reach different conclusions for good reasons, and that is often more helpful than one rigid answer.

This is the kind of thread that can help a lot of readers later on.

It would be useful to hear different perspectives here instead of only one standard answer.

Threads like this can become really valuable when people share specific situations and not just broad advice.

This kind of question invites the sort of discussion that makes a forum feel genuinely active.

This feels like the kind of topic where real examples would make the thread much stronger.

I think questions like this work best when members explain what changed their opinion over time.