I think this thread still has value because it focuses on the practical side of the question rather than only repeating generic advice.

Still one of the better threads on this topic.

What I find helpful is when people compare what they expected at the beginning with what they understand now after more experience.

In my experience, the most useful answers come from people who explain not only what they chose, but why they chose it and what they learned afterward.

What makes a discussion like this strong is not just the final answer but the reasoning behind it. People often discover that the right approach depends on timing, priorities, budget, or experience level. When members explain how their thinking changed, it gives the thread much more long-term value than a simple yes-or-no reply.

That is a really practical question and I think a lot of people run into the same issue.

I think discussions like this get better when members share the exact situation they were dealing with instead of only speaking in general terms.

This kind of question invites the sort of discussion that makes a forum feel genuinely active.

This feels like the kind of topic where real examples would make the thread much stronger.

I think questions like this work best when members explain what changed their opinion over time.

It would be useful to hear different perspectives here instead of only one standard answer.

Threads like this can become really valuable when people share specific situations and not just broad advice.