That is a really practical question and I think a lot of people run into the same issue.

This kind of conversation is useful because different members can reach different conclusions for good reasons, and that is often more helpful than one rigid answer.

I wanted to bump this because it still feels like the kind of topic readers search for when they are trying to make a real decision. The strongest replies here are the ones that go beyond a simple recommendation and explain why one option worked better in a specific situation. That kind of detail makes the thread much more useful over time.

What I find helpful is when people compare what they expected at the beginning with what they understand now after more experience.

I think this thread still has value because it focuses on the practical side of the question rather than only repeating generic advice.

I had this bookmarked and wanted to revisit it.

It would be useful to hear different perspectives here instead of only one standard answer.

Threads like this can become really valuable when people share specific situations and not just broad advice.

This kind of question invites the sort of discussion that makes a forum feel genuinely active.

This feels like the kind of topic where real examples would make the thread much stronger.

I think questions like this work best when members explain what changed their opinion over time.