Revisiting this now, I think the most helpful replies are still the ones that explain what changed someone’s thinking after more experience.

Worth bringing this one back up because the question still matters.

A topic like this can easily turn vague, so it really helps when people describe the tradeoffs they faced and what mattered most in the end.

This is one of those topics that sounds simple until you go through it yourself.

I think discussions like this get better when members share the exact situation they were dealing with instead of only speaking in general terms.

I think discussions like this get better when members share the exact situation they were dealing with instead of only speaking in general terms.

Even after some time, this is still the kind of conversation that can help both new and experienced readers. The answer usually depends on budget, timing, personal priorities, and how much risk someone is willing to carry. That is why it helps when members revisit the thread and add updated thinking instead of only repeating the first impression.

It would be useful to hear different perspectives here instead of only one standard answer.

Threads like this can become really valuable when people share specific situations and not just broad advice.

This kind of question invites the sort of discussion that makes a forum feel genuinely active.

This feels like the kind of topic where real examples would make the thread much stronger.

I think questions like this work best when members explain what changed their opinion over time.