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I think discussions like this get better when members share the exact situation they were dealing with instead of only speaking in general terms.

This is one of those topics that sounds simple until you go through it yourself.

What I find helpful is when people compare what they expected at the beginning with what they understand now after more experience.

What stands out to me here is how much context changes the answer. Two people can make different decisions for good reasons.

Curious whether anyone has a newer take on this now.

What stands out to me here is how much context changes the answer. Two people can make different decisions for good reasons.