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I think this thread still has value because it focuses on the practical side of the question rather than only repeating generic advice.

This discussion still feels useful, especially for newer readers.

Curious whether anyone has a newer take on this now.

This discussion still feels useful, especially for newer readers.

What stands out to me here is how much context changes the answer. Two people can make different decisions for good reasons.

Revisiting this now, I think the most helpful replies are still the ones that explain what changed someone’s thinking after more experience.

Worth bringing this one back up because the question still matters.

I had this bookmarked and wanted to revisit it.

I had this bookmarked and wanted to revisit it.

I looked through this again recently and I think the best replies are the ones that explain the reasoning, not just the final choice.

I think this thread still has value because it focuses on the practical side of the question rather than only repeating generic advice.

I had this bookmarked and wanted to revisit it.