Curious whether anyone has a newer take on this now.

What stands out to me here is how much context changes the answer. Two people can make different decisions for good reasons.

A topic like this can easily turn vague, so it really helps when people describe the tradeoffs they faced and what mattered most in the end.

I wanted to bump this because it still feels like the kind of topic readers search for when they are trying to make a real decision. The strongest replies here are the ones that go beyond a simple recommendation and explain why one option worked better in a specific situation. That kind of detail makes the thread much more useful over time.

What I find helpful is when people compare what they expected at the beginning with what they understand now after more experience.

I think this depends a lot on the details, but the question is definitely worth asking.

It would be useful to hear different perspectives here instead of only one standard answer.

Threads like this can become really valuable when people share specific situations and not just broad advice.

This kind of question invites the sort of discussion that makes a forum feel genuinely active.

This feels like the kind of topic where real examples would make the thread much stronger.

I think questions like this work best when members explain what changed their opinion over time.