This is one of those topics that sounds simple until you go through it yourself.

Curious whether anyone has a newer take on this now.

What I find helpful is when people compare what they expected at the beginning with what they understand now after more experience.

What stands out to me here is how much context changes the answer. Two people can make different decisions for good reasons.

I wanted to bump this because it still feels like the kind of topic readers search for when they are trying to make a real decision. The strongest replies here are the ones that go beyond a simple recommendation and explain why one option worked better in a specific situation. That kind of detail makes the thread much more useful over time.

A topic like this can easily turn vague, so it really helps when people describe the tradeoffs they faced and what mattered most in the end.

A question like this works well because people can answer it from experience, not just theory.

It would be useful to hear how different members have handled this in real situations.

Threads like this usually become more valuable when people explain why their answer changed over time.

This is the kind of topic that could get strong replies if members share real examples instead of general opinions.