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I came back to this because it is still relevant.

I think this thread still has value because it focuses on the practical side of the question rather than only repeating generic advice.

I looked through this again recently and I think the best replies are the ones that explain the reasoning, not just the final choice.

This discussion still feels useful, especially for newer readers.

I had this bookmarked and wanted to revisit it.

What stands out to me here is how much context changes the answer. Two people can make different decisions for good reasons.

Coming back to this thread later, I think the value is in the details people share from actual experience. A lot of online answers look useful at firs...

This discussion still feels useful, especially for newer readers.